HELP! | Estimated Closing Costs: |
Estimated
Closing Costs: |
These
items may include, but are not limited to: discount points, appraisal fee,
credit report fee, lender processing fee, broker processing fee, document
preparation fee, tax service fee, underwriting fee, flood certification
fee, funding fee (if any), lender points (if any), and broker points (if
any), reserves for county property taxes (if you have impounds), reserves
for hazard insurance (if you have impounds), and county recording fees,
etc..
Within three days of sending in your application, the lender will send you a Mortgage Loan Disclosure Statement and Good Faith Estimate that will list all of these items in detail including broker and lender fees. If you want a ball-park figure, a verbal estimate can be obtained from your loan officer by telephone for the purposes of this form if your loan officer knows enough information about your situation, however, the figures will most likely be adjusted to reflect more accurate numbers when you are sent a Good Faith Estimate by the lender. It might pay you to give your loan officer a call. If you know approximately
what these charges are going to be, enter the amount of your estimated
closing costs in the field provided.
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