HELP! Non-Conforming Loans:
Non-conforming loans are loans that do not conform to the guidelines set forth by Fannie Mae or Freddie Mac.  Non-conforming Loans consist of Jumbo loans (exceeding the conforming loan limit), inadequate credit history or derogatory credit, not enough income, home equity or home improvement loans, credit lines, and second mortgages to name a few.

If the loan you're applying for a has some of the above charistics, you're probably applying for a Non-Conforming Loan.  A Non-Conforming Loan can also be a Conventional loan.  If you're uncertain what to enter, you may leave the field blank.
 

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