HELP! Improvements To Property:
This section is for "Refinance - Cash-Out" loans and only applies to improvements on the property.  Skip the items below if this is a Rate and Term Refinance (exchanging one loan for another on the same property to lower your rate), or if your refinance - cash-out loan is to be used for bill consolidation.
 
Describe 
Improvements 
Made: 
Check this box if you have already made improvements to your property and are applying for a refinance loan to reimburse yourself for these improvements.
To be made: 
Check this box if you are applying for a refinance loan to make improvements not yet made to your property.
 
Cost of 
Improvements: 
Enter the total amount of money you have spent or intend to spend on improvements to your property (such as the cost of new cabinets, new garage, or new roof, etc.).
 
Description of 
Improvements: 
In your own words, briefly describe the type of improvements you have made or intend to make with the cash-out portion of your loan.
 
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